by Rich Wesselt, founder and principal, Wesselt Capital Group I am a strong proponent of a three-part model for financial planning and retirement planning: Savings, protection and growth. I have written often about the importance of a strong savings habit, and I have...
by Rich Wesselt, founder and principal, Wesselt Capital Group What is the difference between whole and term life insurance? You probably are familiar with “term” life insurance, even if you don’t know the name. This model is the most familiar and commonly purchased...
By Richard Wesselt, Founder and Principal, Wesselt Capital Group What are millennials true cost of student loan debt? In 2019, almost 2 million Americans will graduate with a bachelor’s degree and 70 percent of them will have student loan debt averaging about $33,000...
by Richard Wesselt, Founder and Principal, Wesselt Capital Group How much life insurance do you really need? Life insurance is something a lot of people put on the back burner. Some procrastinate because of the time constraints and others put it off because they are...
by Rich Wesselt, Founder and Principal, Wesselt Capital Group Anyone who knows me knows how I feel about choosing between term life insurance and whole life insurance policies. I consider whole life insurance to be one of the best financial products ever developed and...